Identity theft and the resulting fraudulent use of the victim’s identity has become one of the largest and fastest expanding problems in the United States. It is a worldwide problem to be sure, but few countries enjoy the luxury of the seemingly endless supply of easy credit that flows on a daily basis in America. Coupled with a sharp upturn in sales and marketing trends that absolutely depend upon transactions being completed without a face-to-face encounter between the merchant and the customer, it is easy to see how this has become the case.